Discover how the wealthy invest for their retirement using good debt.  Find out how you can be on your way to a better future.

…part of the secret is… “It’s not how much you earn”…

Question: How much will it cost you to pay off your home?

Answer: Around 270% of the original amount borrowed

Question: How little will it cost you to pay off your investment properties?

Answer: Around 5% of the original purchase price

Investment Property: Purchased for $500,000. Your payments to pay off mortgage $25,000 -$50,000*

* based on 100% borrowing over 25 years.

Question: How much does it cost to lease a new car?

Answer: Around 125% of the purchase price (car leased for 5 years)

Do you know what a Car, a Home or an Investment Property are worth when you have finished paying them off?

• your Car will be worth only a 1/4 of the amount you paid off
• your Home will be worth 2 times the total amount you paid off
• your Investment Property, 100 times the amount you paid off

Not all debt is the same.

The only thing they all have in common is borrowing money.

…”It’s all about how you spend what you earn”…

Bad Debt is the act of paying for the past. The common name for bad debt is consumer credit. It is found in Store Cards, Credit Cards, Mobile Phone Contracts and Car Leases.

Okay Debt is the act of paying for the present or today. The common name is Life Style or Living Expenses. Things like Home Mortgage, Holidays, School Fees and Insurances.

Good Debt is the act of paying towards your future. The common name is Investing. This could be saving for your Retirement Fund, paying extra off your Home Mortgage or buying an Investment Property.